Voluntary Benefits
People who do great work deserve great support. That’s why we care about building comprehensive benefit programs and offerings. Our goal is to help you be the best ‘you’ that you can be, both inside and outside of work. That isn’t just good for you — it’s good for the people you love, too.
Explore all of your options for disability, investment and life insurance plans. Click here for contact information for the authorized vendors listed below
Disclaimer: The Newark Board of Education does not endorse any of these vendors. Programs and policies are subject to change.
Cancellation Request: If you would like to Stop Voluntary Deductions please click here for the DocuSign Power Form. Once we receive your request, we will stop deductions accordingly. With DocuSign, the completed form is automatically emailed to the Benefits Inbox.
Retirement Payout into Tax Sheltered Annuity Plan
If you would like to transfer your sick days upon retirement into existing 403b and 457b Tax Sheltered Annuity Plans, please click here to complete the DocuSign Retirement Payout Form. After it is submitted, the form is automatically emailed to Benefit Services. Once your request is received, Benefit Services will process the retirement payout accordingly. If you have any questions, contact benefits@nps.k12.nj.us.
Investment Plans

PenServ is a full-service retirement benefits company offering investment plans to meet your financial needs. Visit https://www.penserv.com/ for more information.
If you are currently enrolled in PenServ’s 403(b) and/or 457(b) programs and need to submit a Service Catch-Up Form, please click on the PenServ Service Catch-Up Form for the DocuSign Power Form. Once we receive your request, we will process the Catch-Up Form accordingly. With DocuSign, the completed form is automatically emailed to the Benefits Inbox.

Corebridge Financial is one of the largest and most established providers of retirement solutions and insurance products in the United States. They have an expansive portfolio of products to serve your unique needs. Visit https://www.corebridgefinancial.com/rs/home for more information.

Macquarie Asset Management, including Delaware Funds by Macquarie, offers investment management capabilities across a number of asset classes. Their specialized, independent investment teams are focused on delivering long-term, consistent results for their clients. Visit https://www.delawarefunds.com/ for more information.

Equitable has been one of America’s leading financial services providers since 1859. With the mission to help clients secure their financial well-being, the company provides advice, protection and retirement strategies to individuals, families and small businesses. Visit https://equitable.com/ for more information.

With over 50 years of industry leadership and experience in delivering investment strategies, Lincoln Investment is a leading broker-dealer. Visit https://www.lincolninvestment.com/Investors for more information.


Met Life has invested on behalf of insurance clients for over 100 years. Their clients are supported by the expertise of long-tenured insurance investment professionals including portfolio managers, advisory and solutions specialists and relationship managers who have worked together through multiple market cycles. Visit https://www.metlife.com/ for more information.


New York Life Insurance Company is the third-largest life insurance company in the United States, the largest mutual life insurance company in the United States and is ranked #67 on the 2021 Fortune 500 list of the largest United States corporations by total revenue. Click on this link to download more information, New York Life Flyer.
Life Insurance Plans
Life insurance is one way to bolster your financial plan and protect your family’s financial future. The best life insurance for you will depend on your financial goals, budget and how much cash value you want to build within a policy.

Chubb is the world’s largest publicly traded P&C insurance company and the leading commercial lines insurer in the U.S. Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Visit https://www.chubb.com/us-en/individuals-families.html for more information.

New York Life Insurance Company is the third-largest life insurance company in the United States, the largest mutual life insurance company in the United States and is ranked #67 on the 2021 Fortune 500 list of the largest United States corporations by total revenue. Click on this link to download more information, New York Life Flyer.

Voya Financial, Inc. is a leading health, wealth and investment company that provides products, solutions and technologies that help Americans become well planned, well invested and well protected. Visit https://www.voya.com/page/individuals-overview for more information.
Disability Plans
Disability coverage provides you with the support you need if you were to become hurt or sick and could not work. Long-term disability insurance can offer years of replacement income, lasting well into your 60s in many cases, while short-term disability helps during a temporary injury or illness, or when you give birth.

Aflac is the largest provider of supplemental/voluntary benefits in the United States. Aflac has served NBOE for over twenty (20) years with plans that pay employees at home. All monies are paid tax-free and made directly to the employee.
Aflac’s most popular plans are disability, accident, critical illness coverage and cancer insurance.
Claims are paid promptly. Our local office will assist employees so that claims are paid correctly and without any hassle. Alfac’s SmartClaim app on My Aflac Google Play or My Aflac Apple App Store is available for online claims such as wellness and accident claims. Those claims are paid in just one day!
To inquire about enrolling in any of Alfac’s plans, questions about your current coverage or to file a claim, call Carmine, George, Joshua, or Rita at (201) 460-8670 or Customer Service number 1 (800) 366-3436. Also, please visit our website at https://www.aflacenrollment.com/NewarkBoardofEducation/CP7184228700

Since 1939, Colonial Life has helped America’s workers with their financial protection needs. Click this link to download the Colonial Life NBOE Flyer.

For more than 145 years, Prudential Financial has delivered on their promises to customers and earned recognition as one of the world’s most admired companies. Visit https://www.prudential.com/advisors for more information.

Unum helps millions of people gain affordable access to disability, life, accident, critical illness, dental and vision benefits through the workplace — benefits that help them protect their families, their finances and their futures. Click here to learn more https://flimp.live/NewarkPublicSchools or download the Unum NBOE Flyer.
Fringe Benefits
Check out our free perks and great discounts on products and services for you and your families!

How LegalShield Works
For the last 48 years, LegalShield has worked to build long-standing partnerships with high-quality law firms across the U.S. and Canada. Today their network includes 900+ lawyers, with an average of 22 years experience. The Legal Shield Customer Service number is (800) 972-9272. To sign up, please reach out to Mr. Brown at (973) 703-7860 or Ms. Sanders at (973) 801-0572.

Employees of the Newark Board of Education (NBOE) or a direct family member of an NBOE employee are eligible for membership in the United Cities Credit Union (UCCU).
You can join the Credit Union by visiting UCCU located at 195 Norman Road, Newark, NJ 07106 or call their office at (973) 375-9182. Hours of operation are Monday through Friday from 9:00 A.M. – 4:30 P.M. and Saturdays from 9:00 A.M. to 12:00 P.M. Please note, they are closed on certain holidays and summer hours may vary.
They offer many banking services, accept direct deposit of all or a portion of your paycheck, offer green path credit counseling, on-line banking, a telephone automated system (TAP) and so much more. Visit https://uc-cu.org/ for more information.

Unleash your savings potential with our Newark Public Schools Discount Marketplace!
Beneplace, in partnership with NBOEWell, is here to support your goals with a wide array of exclusive offers.
- Planning a getaway?
- Enjoy up to $1,500 onboard credit on cruises, exclusive hotel discounts of up to 60% off, and up to 20% off flight reservations.
- Take care of your everyday needs and entertainment with additional savings.
- Get 20% off TurboTax to simplify your tax preparation, and enjoy exclusive savings on the Happier meditation app for stress reduction and mindfulness.
- Your Savings Marketplace also provides savings on Disney experiences, with adult tickets priced at child rates for 3+ day non-Florida resident tickets.
Stay ahead and visit your Newark Public Schools Discount Marketplace today! With new offers updated regularly, you’ll always find the best deals to kickstart your plans. Discover ways to save on travel, taxes, and entertainment all in one place.
Don’t miss out on these featured discounts! Visit https://npsk12.savings.beneplace.com/ to create your account and start saving today!

Verizon and the state of New Jersey has an arrangement that all state of New Jersey employees are eligible for a discount with Verizon. Verizon believes that state employees do a great job and to show our appreciation, we have this discount in place.
Click on the flyer below for the latest offer.
Get your exclusive employee discounts at: www.verizon.com/connections or reach out to Christopher Cooke, Business Development Manager Verizon FIOS Connections via telephone at 862-229-3285 or via email Christopher.cooke@verizon.com.