Cost of Coverage

Your Employee Cost Depends on the plan you select.

Two different rates apply with Chapter 44 under NJ Educator Plan or the Garden State Health Plan:

Please refer to the NBOE Chapter 44 NJEP Calculator to obtain an estimate* of your per-pay contribution under the combined medical and prescription NJ Educators Plan (NJEP) that is a Choice POS II plan.

Please refer to the NBOE Chapter 44 GSHP Calculator to obtain an estimate* of your per-pay contribution under the combined medical and prescription Garden State Health Plan (GSHP)  that is a Aetna Whole Health plan.

The GSHP offers a significantly smaller network in comparison to the other plans offered in the District. There is no coverage for out of state providers in the GSHP, except for a true emergency.

Please refer to the NBOE Chapter 78 Calculator – Legacy Plans Only to obtain an estimate* of your per-pay contribution for the year. This estimate can be applied to Choice POS II 1015, 2035, Select Aetna plans, or the HDHP plan.

There are two ways to review your health contribution. Note, you only pay for medical and prescription portion. Dental and Vision coverage is free to the employee.

*Actual contributions may vary. 

**Dental and Vision coverage is free to employees

*Actual contributions may vary.